Insurance Process

Handi Medical Supply accepts virtually all insurances for third party billing. If you would like us to bill your order to your insurance, please follow these steps:

  1. When checking out, please choose Insurance as your payment type and enter your insurance and primary physician's information.
  2. We will contact your physician for the necessary documentation (RX) and get the appropriate authorizations if necessary. All ResMed masks, humidifiers, and machines require a prescription.
  3. We will verify that your insurance information is correct, the products you ordered are coverable and that you are within your monthly allowables.
  4. Once everything has been verified and the documentation has been received, your product will be released.
  5. If it is determined that the products ordered will not be covered by your insurance, one of our customer service representatives will contact you for necessary payment. Once payment is received, your order will be released.
  6. If there are any other questions regarding your order, one of our customer service representatives will contact you.
  7. You may be billed through your insurance company if you have co-pays and/or a deductible. Please see your individual plan or contact your insurance company directly regarding these types of questions.

In-Network Insurance Providers*

The following list includes the Insurance Providers with which Handi Medical is considered In-Network. Please note that not all plans share the exact spelling as listed below. Please contact us if you have an insurance that is not listed below:

  • AARP (Supplemental)
  • ACCRA (Consumer Support
  • Accentcare
  • Aetna Choice POS (Foreign Services Benefit Plan)
  • Aetna Medicare Plan PPO
  • Allina Health Aetna Medicare Discover PPO
  • Allied Insurance
  • Alpha Review / City of Minneapolis
  • American Family (Auto Only)
  • Bitco Insurance Company
  • Blue Cross Blue Shield - Various Plans
  • Blue Plus PMAP and MSC
  • Charity Care (Regions)
  • CIGNA (HP.Net) Homelink
  • Cincinnati Insurance Company
  • Continental Western Insurance
  • Country Financial Homeowners Insurance
  • Creative Risk Solution
  • Employer’s Insurance
  • Encompass
  • Farm Bureau
  • Health EZ Plan
  • HealthPartners/Homelink - All Plans
  • Hennepin Health
  • Humana - Medicare Advantage
  • Integrity Insurance Company
  • Iowa Medical Assistance - Iowa Total Care, AmeriGroup Iowa, Molina
  • Liberty Mutual Work Comp
  • Mackinaw Administrators
  • Medica - Select Plans
  • Medicare - Regions A/B/C/D
  • Midwest Family Mutual
  • Minnesota Dept of Labor
  • Minnesota Medical Assistance
  • Multiplan Network
  • Nationwide Argi Business
  • Nationwide Insurance
  • North Dakota Workforce Safety Optum
  • Platinum Blue (Medicare Cost)
  • Primewest
  • Risk Administration Service
  • Sanford Health Plan
  • Senior Home Health Care
  • Senior Preferred Quartz Medicare Advantage
  • Society Insurance
  • South Country Health Alliance
  • South Dakota Medical Assistance - Fee for Service Only
  • Tricare West Region
  • UCare - Select Plans
  • USAA Car Insurance
  • Waivered Services
  • Wisconsin Medical Assistance - Community Care, Inclusa, Quartz, Badgercare and Medicaid Fee for Service Only
  • Workman’s Comp

Out-of-Network Insurance Providers*

The following list includes the Insurance Providers with which Handi Medical is considered Out-of-Network. Please note that not all plans share the exact spelling as listed below. Please contact us if you have an insurance that is not listed below:

  • AARP - Medicare Complete (Medicare Advantage)
  • Advocate Home Health Services (AHS)
  • Anthem BCBS Maine
  • Arkansas Health & Wellness Plan Inc
  • Assure Care
  • Avera Healthplan
  • BCBS Blue Plus Metro MN
  • BCBS Blue Plus Northeast MN
  • BCBS Blue Plus Southeast MN
  • BCBS Blue Plus Western MN
  • Benebay First Health
  • Benefit Management Inc
  • Bind United Healthcare Network
  • Care Partners Healthservices
  • Childrens Communtiy Health of WI
  • Cigna Plans not affliated with HealthPartners
  • Coventry Health Care (Rural Carrier Benefit Plan)
  • Coventry Insurance
  • Dakota Care
  • Dean Care
  • Emblem Health
  • Empire Plan
  • Employee Benefit Services
  • Golden Rule/Labor Care
  • GEHA PPO
  • GEHA UHC
  • Group Health Cooperative
  • Health EOS
  • Health Scope UHC Choice Plus Plan
  • Humana Commercial
  • Humana Military Tricare East
  • Hylton Benefit Plan Admin
  • In Home Lab Connection
  • Independent Care - Icare
  • International Medical Group (IMG)
  • Iowa UHC Dual Complete
  • Lasso Healthcare MCA
  • Medical Mutual Life
  • Mercycare WI Medicaid
  • MN State Dept of Veterans Affairs
  • MRCI
  • Mutual Assurance Admin
  • My Choice (Care Wisconsin)
  • Neighborhood Health Plan
  • Network Health Wisconsin Medicaid
  • Out of State Blue Cross Plans
  • RAM Mutual Insurance Company
  • Santa Fe First Health
  • Secure Horizons Pacific Care
  • Security Health Plan
  • Southeast Medical Services (SMS National)
  • Surest (BIND) UHC Network
  • The Alliance (UMR Repricer)
  • Tricare for Life - WPS
  • Tricare West Region - Military
  • Trilogy Wisconsin Medicaid
  • Tufts Health Plan / Cigna Affliate
  • UCare Care Advantage
  • UCare Care Core
  • UCare EssentiaCare
  • UCare Fairview North Memorial
  • UMR Commercial
  • United Health Care
  • United Medical Resources
  • Unity Health Insurance
  • UPREHS - Union Pacific Railroad Employee Health
  • Wellmed (ARP Medicare Adv)
  • Western National Mutual

*Updated 3/17/25